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Question -

A man arranges to pay off a debt of ₹ 3600 by 40 annual instalments which form an arithmetic series. When 30 of the instalments are paid, he dies leaving one-third of the debt unpaid, find the value of the instalment.



Answer -

Given:

40 annual instalmentswhich form an arithmetic series.

Let the firstinstalment be ‘a’

S40 =3600, n = 40

By using the formula,

Sn =n/2 [2a + (n – 1)d]

3600 = 40/2 [2a +(40-1)d]

3600 = 20 [2a + 39d]

3600/20 = 2a + 39d

2a + 39d – 180 = 0 …..(i)

Given:

Sum of first 30 termsis paid and one third of debt is unpaid.

So, paid amount = 2/3× 3600 = ₹ 2400

Sn =2400, n = 30

By using the formula,

Sn =n/2 [2a + (n – 1)d]

2400 = 30/2 [2a +(30-1)d]

2400 = 15 [2a + 29d]

2400/15 = 2a + 29d

2a + 29d -160 = 0 ….(ii)

Now, let us solveequation (i) and (ii) by substitution method, we get

2a + 39d = 180

2a = 180 – 39d … (iii)

Substitute the valueof 2a in equation (ii)

2a + 29d – 160 = 0

180 – 39d + 29d – 160= 0

20 – 10d = 0

10d = 20

d = 20/10

= 2

Substitute the valueof d in equation (iii)

2a = 180 – 39d

2a = 180 – 39(2)

2a = 180 – 78

2a = 102

a = 102/2

= 51

Hence, value of firstinstallment ‘a’ is ₹ 51

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